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Yellow cake mix	2 cups milk
8-oz. pkg cream cheese	Small can crushed pineapple
Large pkg vanilla pudding	Bananas

Bake cake on cookie sheet or 9 x 13-inch pan. Mix pudding, cream cheese, and milk; add pineapple, drained. Spread over cooled cake. Put sliced bananas on top; frost with whipped cream or Cool Whip. Cool in refrigerator; drizzle chocolate over the top.